Excited on his birthday

One morning I was surprised when I see the buntings and birthday banner hang in our living room. My little kulit greeted me “Good Morning Mommy, It’s my birthday”.

Oh no! He is excited and expecting a party on his birthday L

In less than a month he will turn 5, and I don’t plan any birthday party for him this year.

But don’t worry little kulit, I have other plan on your birthday. For sure you will enjoy it. J

Time flies so fast. My 10 year old shirt already fit on him.

Children are unpredictable.  You never know what inconsistency they're going to catch you in next.  ~Franklin P. Jones

BDO EIP - easy way to save and invest

Yesterday I attended a seminar regarding EIP of BDO.

Easy Investment Plan (EIP) is an investment schemes that enable you to attain your financial goals and financial wellness through the twin habits of regularly saving and investing.

This is the first time that I learned that they offer a monthly deduction thru your debit card for as low as 1000 per month. All you have to do is enroll and fund your ATM . When you reach 10,000 pesos they will give a COP (Confirmation of Participation).

It is the easier way to save and invest. If I will enroll for 1000 per month it just like saving 50 pesos per working days, or 33 pesos per day.

For me this is better than the time deposit, because you can withdraw your money anytime and with a higher income. But off course with a risk, since the money that you will save will invest in UITF (Unit Investment Trust Funds).

What I like about this is I will not have any excuse to start saving since this is will be deducted before I withdraw from my payroll.

A best start to save for the future of our child J

Requirements to apply:

1. Fill up the EIP application form

2. Account opening Kit

3. 1x1 picture

4. photocopies of 2 valid ID’s.

Product Features
UITFs AVAILABLE VIA EIP	BDO Peso Fixed Income Fund (PFIF)
	BDO Peso Balanced Fund (PBAL)
	BDO Equity Fund (EQUITY)
INVESTMENT AMOUNT	Starts at Php 1,000.00 per contribution per month.
FREQUENCY AND SCHEDULE OF CONTRIBUTIONS	1x a month / 2x a month
	(5th, 10th, 15th, 20th, 25th, 30th)
SETTLEMENT ACCOUNT	Auto debit from any BDO Savings / Checking / Payroll account maintained with any BDO branch.
ISSUANCE OF EVIDENCE OF PARTICIPATION	Every time the market value of your investment reaches at least Php 10,000.00 on a contribution date, your investment will be issued a Confirmation of Participation (COP).
NON-COMPLETION FEE	0.50% of original contribution amount
CUT-OFF FOR ENROLLMENT	At least four (4) banking days before the desired first contribution date
DOCUMENTARY REQUIREMENTS	EIP Application Form plus the UITF documentary requirements

If you want to know about the EIP you may visit any BDO branch near you.

I have learnt to seek my happiness in limiting my desires, rather than attempting to satisfy them.
- John Stuart Mill

What's Inside Kinder Zoo? - Photo blog

Kinder zoo is located at the left side inside of Manila Zoo.

What‘s inside Kinder Zoo?

1. Photo Ops with the animals

2. Horseback Riding

3. Zipline

4. Wall Rock Climbing

5. Hanging bridge Crossing

6. Butterfly encounter

You need to pay separate entrance fee if you want to go inside the kinder zoo. 100php entrance fee includes photo ops with animals like snake, baby crocodile, gigantic tortoise, white monkey, black pig and different kinds of birds,. 50php for other activities.

Good thing I was able to get a 4 voucher at Metrodeal. 96Php each includes whole day entrance and 2 activities.  For me it’s not sulit to go inside if you don’t have a voucher.

Over all he enjoy everything that we do inside the Kinder zoo, especially the horseback riding, zipline and wall rock climbing.

Weekend Activity : One Sunday at Manila Zoo

As a Mum it is important to me to spend time with my little kulit.  This year I’ll make sure that we will be having a play date day or an out of town trip at least once a month, if I can make it every week, I would.  

Our first activity this year is trip to Manila zoo.

I am excited for my little kulit since this is the first time that he will go to zoo and have a close encounter with the animals. I can see the happiness in his eyes when we are inside the zoo. Seeing my little kulit happy is PRICELESS.

Upon entering the zoo just look right and you will see the famous elephant Maali. (IMO, he really need some rest) and on your right you will see Kinder Zoo.

Painted/Multi Colored Stork

Rabbit and Chipmunks accdg to my little kulit. He remember Alvin the chipmunks

Hebra and zebra

Life size Giraffe statue near the playground

He was so excited when he see this lagoon.. He wants to row the boat.

Other things your child can do inside the zoo. Play at the playgound.

Whenever there is a slide, He is the HAPPIEST.

Go boating. 

Where ever we go I always bring some snack and put it in microwavable container.

It doesn’t matter what I think about the zoo what matter is my little kulit enjoy our trip to this place.

And he wants to go back. J

Things to bring when going to Manila Zoo :

Extra clothes for your little one, and lampin or towel

Alcohol and wet ones

Water

Snack for you little one.

Food

If you opt for a picnic don’t forget to bring blanket / mantle or anything that you can lay on the ground

Shades for Mommy to protect your eyes from the sun ray. J   

And off course don’t forget your Camera J

Entrance fee : 100/ adult and child 4 ft above and 60/child 2years old and below 4ft

For Manila resident 50/adult and 30/child just don’t forget to bring your valid ID or barangay certificate.

Schedule : 7am to 6pm

How to get here:

Via LRT 1, nearest station is Quirino Station, just ride a jeep with Harison plaza signage and tell the driver that you’re going to Manila Zoo or instead of jeep you can ride in pedicab.

Baon of toddler

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I’m a fan bento box. I so love the design that some mummies do in their bento box for their little kiddo. They are so creative I wish that when budget permits, I will be able to do a bento box for my little kulit. But since I don't have a budget for that, this is my own version of my little kulit's baon in school.

I’m one of a lucky mummy who never had a hard time feeding my child. He is a HAPPY EATER.

superstix pandan/small butter cookies/fudgee bar/OK quench drink

luncheon meat sandwich/fita cheese spread/ smart c

"You can learn many things from children. How much patience you have for instance"

Role of the parents with gifted children and underachieving

Last Wednesday I attend in parents orientation at little kulit’s school. I will share with you the interesting topic about the Role of the parents with gifted children and underachieving.

What is UNDERACHIEVER?

According to Wikipedia an UNDERACHIEVER is a person and especially a student who fails to achieve his or her potential.

What are the signs of academic underachiever?

 ♦ Unfinished and missing school work

♦ Disorganization

♦ Excuse or blaming others for problems

♦Too much socializing, or in contrast, loneliness

♦ Declining grades

Causes gifted children to underachiever AT SCHOOL

♦ Lack of challenge

♦Too much or too little competition

♦ Conflicts with teacher

♦ unidentified learning disabilities

♦ Peer pressure

♦ Lack of opportunities to be creative

♦ Lack of structure or too much structure in classroom

♦ Move to a more or less difficult school

Causes gifted children to underachiever AT HOME

♦ Conflict between parents

♦ Over protectiveness by parents.

♦ Over empowerment of children.

♦ Health problem

♦ Sibling rivalry

♦ Feeling of pressure

♦ Too much or too little of attention

Role of parents:

♦ Communications with teachers.

♦ Consult professional help

♦ Avoid conflicts with child’s teacher that may lead to blame the school

♦ Continue to encourage your child’s interest.

♦ Don’t give up on your child

♦ Join a parents support group

summer class

I am one of those lucky Moms who never had a hard time letting her child go to school. No crying dilemma whenever I left him in his school. I think it is important that you build a trust relationship to your child. He never cries whenever I left him in school maybe because he was confident that we will fetch him.

Summer class for the week starts at 8am until 10 am. Our routine for the week is I will bring him to school before I go to work (For sure my TL will wonder why I am so early in work… LoL ) Then his Lola/Lolo will fetch him before 10am. I make an instruction to his Lola that they need to fetch him before 10am.

What I love about his school is school supplies like crayons, paper and pencil are all provided by the school for the summer class. Even name tags are provided by them. All he need to bring with him is his “baon” (tipid diba ☺)

It makes me realized that I made a right decision in transferring him. ♥

Early bird ☺

He was soo excited !

♥♥  "There is a brilliant child locked inside every student." - Marva Collins  ♥♥